Debt eraser program

Author Debt Eraser. Screenshot of Debt Eraser website. We can relieve the stress resulting from debt Debt Eraser established themselves in the market to help all the over-indebted South Africans sleep better at night, by allowing them to comfortably meet their financial commitments month after month. Our values At Debt Eraser service excellence and innovation are non-negotiable! In short, we constantly endeavour to: Conduct all our encounters and processes with honesty and integrity Be ideal listeners and execute solutions to the best of our ability Adhere to the National Credit Regulator and Debt Counsellors Association of South Africa.

Remain ethical and free from discrimination at all times Respect our clients by offering confidentiality with any situation brought forward. Free legal and financial consulting Everything is legal, therefore both parties — consumers and creditors are obliged to abide by the law when it concerns matters of debt. Our solutions of debt counselling mean you get to experience the joyful benefits as follows: Free and confidential assessments Loan consolidation An affordable monthly repayment Slashed interest rates and fees to your creditors Legal protection from creditors A clean slate in the world once declared debt free A clearance certificate to the credit bureau.

Benefits of Debt Eraser Reduced fees and interest rates Free debt assessments One affordable monthly repayment. She was preparing for retirement - or maybe bracing for retirement. And then just a few weeks ago, I asked Mary and her husband Tom to take one more look at her loan balance.

It really is zero. Oh, my God crying. Oh, I've been waiting for this day for so, so long. I really have. I think you're taking me out to dinner laughter. Search Query Show Search. Ways To Connect. Ways to Give. Show Search Search Query. Living on a strict budget is essential to getting out of debt. Then, allocate a portion of the remainder to paying down debts.

Sticking to a budget is sure to be difficult, especially for someone who has never practiced financial discipline before. Living debt-free feels better than any momentary lapse in financial judgment ever could. In tandem with spending less, earning more is amazing way to pay down debt faster.

It can also often be a whole lot easier. A few hours here, a few shifts there; all of a sudden, you have extra cash to pay down debts faster without seriously cutting back on spending. Sometimes, just asking for a promotion or a raise can do the trick as well. In one fell swoop, you can earn more money, advance your career, and get out of debt faster, all without working an extra minute during the week. Just call and ask; with a little persistence and a history of responsible payment , you might end up with an interest rate cut in half.

The best example of an unexpected windfall is a tax refund. It can be very tempting to spend this type of windfall frivolously. In the end, however, this money will do more good sitting in a savings account, or applied to an outstanding debt. Even the most financially disciplined falter sometimes. Maybe you call a friend to check in and end up agreeing to a lavish night out.

Luxury stores and persuasive friends are fun, but they can also be triggers for spending.